Started in 1955, Gershman Mortgage is a customer-centered company that always seeks to put the needs of the individual first.
"I started the first Iowa branch in Johnston in October 2013," David Bell, vice president of Gershman Mortgage, told Johnston Times. "We have branches in Johnston, Ankeny Cedar Falls, West Des Moines and Clive."
Serving the Greater Des Moines area has allowed Gershman to bring its flexible services to thousands of local families.
"Unlike places that focus purely on volume, Gershman emphasizes the educational process for the individual client," Bell said. "Where others purely go off the max debt-to-income ratios, Gershman Mortgage takes the time to help client with a budget. This, plus knowing how much the client plans for a down payment, allows us to determine the right sized loan for the client’s unique needs."
Additionally, Gershman looks at the big picture and always attempts to prepare their customers for the future and empower them to stand the test of time in their new home.
"Longevity has given Gershman Mortgage the perspective that fly-by-night programs and tricks to entice buyers aren't always in the client’s best interest," Bell said. "We at Gershman Mortgage Clive don’t promote [adjustable-rate] loans, or interest-only programs."
Gershman also gives back to the community as a way of deepening its relationship with the locals.
"Gershman Mortgage has also contributed financially to the Johnston, Ankeny, West Des Moines and Waukee school districts," Bell said.